Job offers
Job Offer Comparison
Stack two offers as cash after match, health, commute, and amortized signing or relocation so the headline salary is not the only number.
Decision: After benefits and one-time costs, which offer is worth more in dollars?
This tool runs in your browser. CareerPathMage does not send the numbers you enter to our servers.
Offer A
A
Offer B
B
Result
Offer A is ahead on calculated cash.
$2,320.00 more net annual value after the costs you listed.
- Offer A net
- $93,200.00
- Offer A hourly
- $44.81
- Offer B net
- $90,880.00
- Offer B hourly
- $43.69
| Measure | Offer A | Offer B |
|---|---|---|
| Cash compensation | $95,000.00 | $100,000.00 |
| Retirement match | $3,600.00 | $2,880.00 |
| Signing (annualized) | $0.00 | $2,000.00 |
| Health cost | $2,400.00 | $6,000.00 |
| Commute | $3,000.00 | $8,000.00 |
| Relocation (annualized) | $0.00 | $0.00 |
| Net annual value | $93,200.00 | $90,880.00 |
How to read the result
The higher net annual value is more calculated cash after the costs you listed. Career fit and risk still have to be weighed separately.
Calculated facts
Totals and break-even figures come only from the values on this page. They describe the math, not what you should do.
Decision factors
Fit, risk, time, and personal constraints stay outside the calculator. A higher cash figure can still be the wrong path.
Methodology
Cash compensation is base plus bonus. Retirement match is base × match percent. Signing and relocation are divided by the years you enter. Net annual value is cash plus match plus amortized signing minus health, commute, and amortized relocation. Equivalent hourly is net annual value divided by hours × weeks.
Assumptions
- You receive the bonus and match you entered.
- Health premium is your employee share.
- Commute and relocation are the amounts you type, not a live table.
Examples
Closer job with lower salary
A $90,000 offer with $2,400 health and $3,000 commute can still beat a $96,000 offer with $6,000 health and $8,000 commute on net cash.
How to use it
- Enter base pay, bonus, match, and your share of health premiums for each offer.
- Add commute cost, relocation, and how many years to spread signing and relocation.
- Compare net annual value and equivalent hourly.
Limits
- Equity is omitted unless you convert it to a dollar amount you trust and add it to bonus.
- This is not tax, immigration, or employment advice.
Questions
- Why is the signing bonus divided by years?
- A signing bonus is cash once. Spreading it over the years you expect to stay avoids treating a one-time check as every-year pay. Shorten the horizon if you may leave sooner.
- How is the retirement match calculated?
- Base salary times the match percent you enter. If the plan matches 50% of a 6% contribution, enter 3. The tool does not look up plan rules.
- Should I take the offer with the higher net value?
- Not automatically. Growth, manager quality, visa needs, and schedule are decision factors. The net figure is a calculated cash snapshot.